Decide Budget
What Can I Afford?
- What’s the best loan for me to achieve my goals?
- How does credit score influence my loan interest rate?
- What extra costs may a property have that may impact my monthly expenditures. What research should I be doing?
- Get Pre-Approved Today!
Buying Do
Secure Financing First.
- Gather identification, bank statements, pay stubs, tax returns (2 years), W-2s or 1099s
- Maintain stable finances and avoid any large purchases or new credit lines or credit cards
- Talk to a good lender and real estate agent to guide you in the process.
Buying Don’t
Avoid becoming emotional in process
- Don’t ignore potential appreciation factors on a home over features that are appealing
- Don’t make any career changes before purchasing home
- Don’t stretch your budget too far and ignore potential closing costs. Moving can be expensive so best to have some cushion